The right protection makes all the difference

Insurance just might be the one thing you buy that you hope you never have to use. Which is all the more reason to make sure you have the right cover at the right level.

Think of insurance like 4-Wheel Drive

You almost never need it, but it’s great to have when you do. Which is why most superannuation funds offer it. This can be beneficial as the premiums are often lower than similar retail policies, and you can normally get cover without filling in a bunch of boring forms.

Options. Options. Options.

Choose the cover that make the most sense for you, or transfer cover from your previous insurer, or opt out entirely. Unlike some other funds, we leave this choice entirely up to you.

Zuper currently offers three types of insurance:

Death Cover

We know it’s a grim subject, but at least with Death and Terminal Illness cover the people you care about most (your beneficiaries) will get paid if something bad happens to you.

Death & Total and Permanent Disablement Cover (TPD)

We hope you never need this, but if you do get seriously ill or injured and are unlikely to ever be able to work again, this cover will pay you a benefit.

Income Protection Cover

If you ever get so sick or have a disability that prevents you from working, this cover will pay you a monthly income to help with the bills, rent, etc.

Only the best will do

Zuper insurance is provided by Hannover RE who have a Standard & Poor’s AA- “Very Strong” and A.M. Best A+ “Superior” ratings. This basically means they’re financially stable and reliable. We chose them for their great products, prices, and service.

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All material on this website has been prepared by Responsible Investment Services Pty Ltd (ABN 77 630 578 200) (Zuper), a Corporate Authorised Representative (CAR No.1258555) of RevTech Media Pty Ltd (ABN 75 150 963 474; AFSL 455982). The information contained on our website is general in nature and has been prepared without taking into account your financial objectives, situation or needs. Before making a decision in relation to your super you should read the Zuper Super PDS, speak to a licensed financial professional and consider whether the information is appropriate to you. Further information can be found in the Zuper Super Financial Services Guide (FSG) available here.

Zuper Super is issued by Diversa Trustees Limited (ABN 49 006 421 638), (AFSL No 235153), as trustee of Smartsave ‘Members Choice’ Superannuation Master Plan (ABN 71 603 157 863).

Responsible Investment Services Pty Ltd (ABN 77 630 578 200) (Zuper) is a wholly owned subsidiary of RevTech Media (ABN 75 150 963 474; AFSL 455982). In their role as Fund Promoter, Zuper may receive a portion of the management fees of that fund which will be detailed in the relevant Product Disclosure Statement.