MagaZine


Un-boring news, updates, insights & info to help you have mo money.

What a personal fitness trainer can teach you about kicking your finances into shape
Zuper's Chief Behavioural Officer on how he got guns and financial gold from a PT named Peter...
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The financial legacy of Sex and the City
It was the show that liberated a generation of women, but is society still not quite financially ready for us?...
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Looking after your super while on your big OE
Passport, pub job and flat - add super to the list and you'll be sorted for your big 'Overseas Experience'. Here's how...
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Forget Silicon Valley…
Both known for their laid back, sun-soaked lifestyle – and bushfires – California and Australia now have something else in common. ...
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The energy debate we need to have
The 'Fair Dinkum' energy showdown is heating up. Will billionaires or coal loving pollies win?...
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Four biotech breakthroughs for a healthier tomorrow
In Australia we’re among the best in the world when it comes to living longer. But if cheating death for an extra decade were an option, few would say...
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Act on insight, not instinct
Boom and bust cycles, together with asset bubbles and crashes, have been a feature of investing as long as markets have existed....
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What Melbourne Cup teaches us about investing
Bookies and betters know a thing or two about investing...
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National Sort Your Super Day goes off with a bang!
We celebrated the culmination of a month long campaign that generated social conversations all over Australia...
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Money makes you mean. Sorry about that.
Left unchecked, science shows the more money you get, the meaner you become. There's a way out though, and you don't have to be poor...
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Four Reasons We Avoid Sorting Our Sh*t Out
A psychological perspective on why we resist taking action… even when we know we must....
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How you’re 'self-moneying' and don’t even know it
Our resident Chief Behavioural Officer Kris White shares his insights on breaking down money taboos...
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How Zuper is powering your education revolution with super
Your career is the biggest purchasing decision you'll ever make, and it has a big impact on your super....
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Tribal wars are the super industry 'default', and it's time they all moved on
The mass exodus to self managed super proves most Australians have. We explain what's driving it....
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How Ulysses and the Sirens Could Change The Way You Think About Money
Sometimes willpower isn't enough to transform bad habits into good ones....
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It's Time For A New Wealth Playbook
The Royal Commission is living proof your money can be expertly managed - into someone else's account....
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Jason surfs his way to 'super savvy' with Zuper
“The first 30 years went by so fast, how do I want to spend the next 30?”...
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Microsoft Leads in Bringing More Colour to Tech
Diversity is the catalyst for innovation and earnings...
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Ghost Fishing on decline thanks to Covanta
Ghosters beware; Covanta is here to take out the trash ...
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Biotech Celgene refuses to stand down in battle against cancer
We overthrew smallpox, but greater threats are looming. ...
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How are Zuper's investment portfolios built?
Learn how we built our Zuper super options using BlackRock's MegaTrends...
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You are the future, so back it
Millennials are at the heart of a seismic shift that is happening in technology, healthcare and energy. How does this translate into investing?...
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Default super is damaging your future
Superannuation right now feels like the ultimate apathy grudge match, members v funds, two sides trying as hard as possible to ignore each other....
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Forget obesity, Australia’s financial epidemic is far worse
Not all epidemics are as obvious as obesity though. Right now, we are in throes of an invisible and insidious financial illiteracy epidemic, sweeping ...
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Three Money Tips to Consider if you Work in Hospitality
My first, second, and third jobs were all in hospitality, and while working in that industry will give you all sorts of useful (and some less useful) ...
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Disrupt your money-tude and make the world (and your wallet) a better place
It all starts with aligning how you use your money with what you believe and hope for. ...
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Five tips to be a lifelong learning legend
Millennials and the future generations are most versed to take advantage of the new world of constant education, unlearning and rebooting. The future ...
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5 quotes and hacks that will inspire you to get learning this hump day
You are the biggest asset you have, you current, future and lifelong earning potential is defined by the skills you have the and knowledge you posses....
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Is your Uber driver safe?
I’m always curious to learn what my Uber drivers did before they decided to drive for a dollar. An amazing amount of them left jobs that by comparison...
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What is the difference between passive and active investing (and why should I care?)
By Zena
Before 1975, all investing was "active." Fund Managers would buy and sell individual stocks and bonds on your behalf. Often placing big bets on one or...
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WTF is an ETF?
By Zena
ETF is short for Exchange Traded Fund. In very simple terms it's an investment fund that trades on a stock exchange. As an example, take a look at...
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Making clean water available around the world
Ecolab Inc. has become the global leader in water hygiene and energy technologies and services with 2016 sales of $13 billion and 48,000 associates. T...
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Yes you can learn to code from scratch, and here’s why you should.
Last week we interviewed an amazing young woman who on graduating from her arts degree, decided she would learn to code. Like a growing number of youn...
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What I’ve learned about money: Matt Schultz
My relationship with money is a little old school. I've never owned a credit card or been in any kind of debt (aside from education). To me, money is ...
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Detecting illnesses before they take hold
There’s more to J&J than baby powder. They’ve grown in to a huge consumer, pharma, and medical devices company. Now they’re entering some heavyweight ...
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Why are compounding returns so magical?
By Zena
What are compound returns? Only the greatest thing ever, well, maybe after tacos. And hot sauce. Cake is also pretty good, but it’s terrible for my m...
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Crypto - A fad or the future? More like a big social experiment
If there was one thing that was evident from our latest Fin Gym in Melbourne, it was that no one really knows what’s going to happen in crypto land. B...
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What I know about money at 33
At 33, I would describe my relationship with money as relatively balanced, with the odd weird behavioural quirk still hanging over me from my childhoo...
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Build the valuable you in 2018
One of the best ways to get ahead is to invest in yourself and your labour potential. That means while you're young, you are your best investment. ...
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Keeping up with the Joneses
If you're tired of “keeping up with the Joneses,” it may pay to be mindful that you’re not alone....
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Why Steve Jobs would love Zuper
While recent current events might lead us to believe the world is going to hell in a hand-basket, the good news is that thanks to advances in technolo...
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Get fiscally fit at the Zuper Fin Gym
Are your money management skills a bit out of shape? Have you put on a little extra debt? The Zuper Fin Gym can help get you back on track....
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Eran Thomson and Jess Ellerm on the Shaw Show podcast
Have a listen to our CEO, Jess Ellerm, and Founder and CCO, Eran Thomson, talking about why and how Zuper exists on the Shaw Show podcast....
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When conscious living clashes with unconscious investing
Before I quit my serious adult job to try and make it as an author, I was earning some pretty good coin. Which also logically means I was contributing...
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Living longer, but not healthier?
We are living longer, but not necessarily healthier. That's a bit of a brain melt for me, how do those two facts not interrelate? The bureau of stats...
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Zuper is making sparks!
The Behavioural Economics Lab will explore how fundamental principles such as optimism and pessimism bias, time-inconsistency, framing and habits are ...
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A measured optimism
Most insights into human psychology can be found scattered throughout common metaphors and proverbs. For example, do you see “the glass half empty or ...
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Why your bank account needs to meet your 60 year old self today
If I were to be clinically diagnosed, psychologists would say my ‘want self’ is winning out in the battle against my ‘should self’, a behavioural scie...
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Wealth, superannuation, and the new aspirational consumer zeitgeist
If you’re thinking about starting a choice-led superannuation business in Australia, it’s safe to say most people would consider you dead in the water...
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Be a freelance super hero
The life of a freelancer is often perceived as one of luxury and leisure — fat day rates, minimal commitments, and lots of time spent working from sun...
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All material on this website has been prepared by Zuper Financial Pty Ltd (ABN 32 615 224 890) (Zuper), Zuper is a Corporate Authorised Representative (CAR No.125855) of Instreet Investment Ltd (ABN 44 128 813 016; AFSL 434776). The information contained on this website and in our emails is general in nature and has been prepared without taking into account your financial objectives, situation or needs. Before making a decision in relation to your super you should read the Zuper Super PDS, speak to a licensed financial professional and consider if the information is appropriate to you.

Zuper Super is issued by Diversa Trustees Limited (ABN 49 006 421 638), (AFSL No 235153), as trustee of LESF Super (ABN 13 704 288 646).